dtcpay is seeking an experienced and dedicated Money Laundering Reporting Officer (MLRO) to lead our efforts in ensuring compliance with anti-money laundering (AML) and counter-terrorism financing (CTF) regulations.

Suppose you possess a passion for compliance, a meticulous approach to detail, and a strategic mindset; we invite you to apply for this role. As the Money Laundering Reporting Officer (MLRO), you will be responsible for ensuring the company’s adherence to AML/CFT regulations and safeguarding our operations from financial crime. You will play a crucial role in monitoring risks, conducting compliance reviews, and developing strategies to maintain the highest standards of regulatory compliance.

Join us at dtcpay and take a leading role in protecting the future of our payment business.

Responsibilities:

• Assist Chief Compliance Officer and Compliance Manager for oversight of Compliance related processes. Manage compliance matters around all regulatory and legal requirements.
• Conduct AML/CFT review, analysis and risk monitoring on accounts and transaction flows.
• Fulfill the statutory obligations as MLRO as required under HK and UK legislation and regulations.
• Fulfill the government requirement for Senior Lead on Fraud and interface with the government on fraud-related issues.
• Oversee responsibilities for Sanctions, Politically Exposed Persons and customer/counter-party exits.
• Undertake Financial Crime prevention monitoring reviews for fraud prevention and sanctions compliance.
• Oversee of F&FC compliance testing, reporting and recommendations.
• Suspicious activity report investigation, discounting and submission of suspicious activity reports to the Reporting Authority.
• Liaise with respective stakeholders updating Compliance policies and processes to ensure practical application of regulatory requirements into business operations.

Qualifications:

• Bachelor’s Degree or above in Business, Law, Finance, Economics or related fields. professional certifications in AML/CTF (e.g., CAMS, ACAMS) are highly desirable.
• At least 5 years of working experience in compliance-related roles in the Financial and Fintech Industry.
• Understanding of the Payment Service Act and any applicable regulations in Singapore affecting the payment, fintech, and cryptocurrency business. Knowledge in corresponding regulations in different countries and/or jurisdictions would be a strong plus.
• Sound understanding of the MSO licensing regime, AML guidelines and regulations, and the industry practices.
• Excellent communication and business partnering skills and can collaborate effectively with multiple stakeholders.
• Excellent written and verbal communication skills (bilingual preferred).
• Excellent analytical and critical thinking skills.
• High ethical and integrity standards, self-driven, fast learning and independence are required.

Benefits

Opportunity to work with a dynamic and innovative digital payments.

Exposure to cross-functional collaboration and involvement.

Mentorship and guidance from experienced professionals.