Compliance – dtcpay

Money Laundering Reporting Officer

Team

Compliance

Location

Hong Kong SAR

Type

Full-Time

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dtcpay is seeking an experienced and dedicated Money Laundering Reporting Officer (MLRO) to lead our efforts in ensuring compliance with anti-money laundering (AML) and counter-terrorism financing (CTF) regulations.

Suppose you possess a passion for compliance, a meticulous approach to detail, and a strategic mindset; we invite you to apply for this role. As the Money Laundering Reporting Officer (MLRO), you will be responsible for ensuring the company’s adherence to AML/CFT regulations and safeguarding our operations from financial crime. You will play a crucial role in monitoring risks, conducting compliance reviews, and developing strategies to maintain the highest standards of regulatory compliance.

Join us at dtcpay and take a leading role in protecting the future of our payment business.

Responsibilities:

Assist Chief Compliance Officer and Compliance Manager for oversight of Compliance related processes. Manage compliance matters around all regulatory and legal requirements.
Conduct AML/CFT review, analysis and risk monitoring on accounts and transaction flows.
Fulfill the statutory obligations as MLRO as required under HK and UK legislation and regulations.
Fulfill the government requirement for Senior Lead on Fraud and interface with the government on fraud-related issues.
Oversee responsibilities for Sanctions, Politically Exposed Persons and customer/counter-party exits.
Undertake Financial Crime prevention monitoring reviews for fraud prevention and sanctions compliance.
Oversee of F&FC compliance testing, reporting and recommendations.
Suspicious activity report investigation, discounting and submission of suspicious activity reports to the Reporting Authority.
Liaise with respective stakeholders updating Compliance policies and processes to ensure practical application of regulatory requirements into business operations.

Qualifications:

Bachelor’s Degree or above in Business, Law, Finance, Economics or related fields. professional certifications in AML/CTF (e.g., CAMS, ACAMS) are highly desirable.
At least 5 years of working experience in compliance-related roles in the Financial and Fintech Industry.
Understanding of the Payment Service Act and any applicable regulations in Singapore affecting the payment, fintech, and cryptocurrency business. Knowledge in corresponding regulations in different countries and/or jurisdictions would be a strong plus.
Sound understanding of the MSO licensing regime, AML guidelines and regulations, and the industry practices.
Excellent communication and business partnering skills and can collaborate effectively with multiple stakeholders.
Excellent written and verbal communication skills (bilingual preferred).
Excellent analytical and critical thinking skills.
High ethical and integrity standards, self-driven, fast learning and independence are required.

Benefits

Opportunity to work with a dynamic and innovative digital payments.

Exposure to cross-functional collaboration and involvement.

Mentorship and guidance from experienced professionals.

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Compliance Analyst-Partner Onboarding

Team

Compliance

Location

Malaysia

Type

Full-Time

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dtcpay, a digital payments company based in Singapore, is seeking an energetic, self-motivated, and passionate individual to join our Compliance team. As the Junior Compliance Analyst, you will be responsible for Partner Onboarding to support our operations in Kuala Lumpur. This role involves managing relationships with financial partners, setting up bank and payment-related accounts, and responding to requests for information (RFIs) from partners.

Join us at dtcpay and play a pivotal role in shaping the future of our payment business.

Responsibilities

Assist in the setup of bank accounts and applications for liquidity providers.
Respond to RFIs from banking and payment partners.
Manage and maintain relationships with financial institutions and other partners.
Perform administrative tasks related to partner onboarding.
Conduct regular reviews and updates of partner onboarding processes.
Provide support in general compliance-related administrative duties.

Requirements

Minimum of 3 years of experience in AML/CFT within financial institutions or licensed payment institutions.
Familiarity with partner onboarding processes.
Experience in handling RFIs from financial partners.
CAMS certification is a plus.
Proficiency in Mandarin and English (spoken and written) is beneficial.
Background in the crypto or blockchain industry is desirable.

Benefits

Opportunity to work with a dynamic and innovative digital payments.

Exposure to cross-functional collaboration and involvement.

Mentorship and guidance from experienced professionals.

Apply

Risk Management Specialist

Team

Compliance

Location

Singapore

Type

Full-Time

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dtcpay, a digital payments company based in Singapore, is seeking an energetic, self-motivated, and passionate individual to join our Compliance team. As the Risk Management Specialist, you will be responsible for the planning, implementation, and management of all risk-related activities, including setting up risk management policies, frameworks, and measures for card payments in accordance with regulatory requirements.

You will support the executive team in making decisions relating to risk management strategy, including ensuring adequate reserves across all asset classes (i.e. digital cryptocurrencies and fiat) and managing market exposure. You will also maintain and implement rules for the Visa Risk Rule Engine (VRM), provide specialist advice on chargeback processes, identify and investigate fraudulent chargeback claims, and address customer billing issues. Additionally, you will manage customer queries related to chargebacks, liaise with external stakeholders on chargeback matters, develop and maintain chargeback processes and Standard Operating Procedures (SOPs), perform ongoing card issuing transaction monitoring, and ensure that the company meets its legal and regulatory risk requirements.

Join us at dtcpay and play a pivotal role in shaping the future of our payment business.

Responsibilities

Setup risk management policies, framework and measures for card payments in accordance to regulatory requirements
Maintain and implement rules for Visa Risk Rule Engine (VRM)
Provide specialist advice and guidance on chargeback processes
Identify and investigate fraudulent chargeback claims
Identify and address any issues with customer billing
Manage customer queries relating to chargebacks
Liaise with external stakeholders on chargeback matters
Develop and maintain chargeback processes and Standard Procedures (SOP)
Perform ongoing card issuing transaction monitoring
Ensure that the company meets its legal and regulatory risk requirements

Requirements

Bachelor’s degree in economics, finance, business administration or a similar discipline, At least 3 years of experience in finance and/or credit operations
Prior experience as a risk manager or in a similar role
Solid knowledge of risk management principles
Excellent communication, analytical, and problem-solving and communication skills
Fluent in Chinese and English

Benefits

Opportunity to work with a dynamic and innovative digital payments.

Exposure to cross-functional collaboration and involvement.

Mentorship and guidance from experienced professionals.

Apply