dtcpay is a MAS licensed payment service provider that bridges traditional finance and digital assets. We enable businesses to accept and make payments in both fiat and digital currencies, delivering secure, efficient, and seamless payment experiences across borders. As we expand globally, we are shaping the future of digital payments.

We are also recognised as one of Singapore’s Top 10 Startups in the LinkedIn Top Startups 2025 list, a reflection of our momentum and the exciting journey ahead for our team.

We are looking for a diligent and detail-oriented Compliance Analyst to join our compliance team. This role involves managing compliance documentation, overseeing due diligence activities, and coordinating with financial institutions and strategic partners to ensure that all third-party engagements comply with internal policies and regulatory obligations. It requires strong knowledge of anti money laundering and counter financing of terrorism standards, especially in relation to onboarding, risk assessment, and ongoing monitoring, while working closely with internal teams and external partners to maintain alignment with relevant regulatory requirements.

What You'll Do:

1. Banking Compliance Support

• Manage and complete banking-related documentation such as onboarding forms, RFIs (Requests for Information), and due diligence questionnaires.
• Liaise with banking counterparts to coordinate responses, clarify compliance matters, and maintain accurate records of submissions and correspondence.
• Track and support onboarding and maintenance of new and existing banking relationships.
• Ensure that all banking engagements are conducted in compliance with applicable regulatory requirements, including AML/CFT guidelines issued by MAS, BNM, and SC, as well as the Payment Services Act (PSA) and other relevant laws.

2. Partnership Compliance Support

• Handle compliance documentation for commercial and strategic partnerships, including due diligence questionnaires and onboarding forms.
• Coordinate with internal stakeholders and external partners to provide timely and accurate responses to compliance-related requests.
• Maintain updated records of partner compliance status and support periodic reviews or audits as needed.

3. Compliance Alignment & Reporting

• Ensure ongoing alignment of banking and partnership arrangements with internal compliance standards and regulatory obligations.
• Escalate key risk or compliance matters to the Compliance Manager or MLRO as appropriate.
• Assist in updating internal SOPs, policies, and documentation workflows related to third-party engagements.
• Support audits, reviews, or regulatory inspections related to banking or partnership activities.

4. General & Auxiliary Support

• Assist with internal reporting requirements relating to third-party risk management.
• Contribute to internal compliance projects or initiatives aimed at improving due diligence and onboarding efficiency.
• Maintain proactive communication with relevant departments to ensure timely and complete submissions.

What We're Looking For:

• Bachelor's Degree or above in Business, Law, Accounting & Finance, Economics or related fields.
• Minimum 2 years of experience in compliance, risk, or onboarding roles in financial services, fintech, or payments.
• Strong organizational skills, attention to detail, and the ability to manage multiple priorities independently.
• Excellent written and verbal communication skills, with strong business partnering ability across internal teams and external stakeholders. Bilingual proficiency (e.g., Mandarin and English) is preferred.
• High ethical standards, self-driven, and quick to adapt in a fast-paced environment.
• Excellent analytical and critical thinking skills.
• The role is based fully onsite, requiring your presence in the office.

Good to have

• Professional certifications in AML/CTF (e.g., CAMS, ACAMS)
• Experience in the Crypto/Blockchain industry
• Prior involvement in third-party onboarding, due diligence, or vendor risk management