Senior Treasury Specialist

dtcpay is a MAS licensed payment service provider that bridges traditional finance and digital assets. We enable businesses to accept and make payments in both fiat and digital currencies, delivering secure, efficient, and seamless payment experiences across borders. As we expand globally, we are shaping the future of digital payments.

We are also recognised as one of Singapore’s Top 10 Startups in the LinkedIn Top Startups 2025 list, a reflection of our momentum and the exciting journey ahead for our team.

We are looking for a Treasury Specialist to join our team and support the day-to-day management of fiat and digital asset transactions, liquidity, FX, settlements, and reconciliations. This is a hands-on role for someone who is detail-oriented, independent, and comfortable working in a fast-paced fintech environment.

What You'll Do:

• Transaction Checking & Approval - Independently verify payment/transfer details, supporting documents, balances, limits and approvals before approving or rejecting transactions.
• Settlement & Transaction Monitoring - Monitor fiat and crypto transactions through completion and follow up on pending, failed or rejected settlements.
• Liquidity & Balance Monitoring - Review bank, wallet and exchange balances and highlight funding requirements or unusual movements.
• FX & Treasury Execution - Support and/or execute FX conversions within delegated authority, obtain and compare rates, monitor market movements, validate trade details and ensure timely settlement of FX transactions.
• Reconciliation & Control Review - Review outstanding reconciliation items, transaction discrepancies and documentation completeness.
• Process & Team Support - Support SOP improvements, automation, system testing and operational enhancements.
• Cross-functional Coordination - Work closely with Finance, Operations, Business Developments and Development/Technology teams to facilitate smooth and timely fund flows, resolve operational issues and support Treasury-related system improvements.

What We're Looking For:

• Minimum 3–5 years of relevant experience, with strong exposure to fintech, payments, digital assets, crypto, banking, or treasury operations.
• Mandarin proficiency, spoken and written, is preferred for stakeholder and counterparty communication.
• Prior experience in a fintech, payment institution, digital asset, crypto exchange, payment gateway, remittance, or other fast-paced financial services environment is strongly preferred.
• Hands-on experience managing or reviewing fiat and digital asset fund flows, including bank transfers, payment platforms, wallets, exchanges, custodians, or OTC counterparties.
• Good understanding of cash flow management, liquidity, FX execution, payment settlement, treasury controls, and cross-border fund movements.
• Experience working with multiple banks, payment providers, wallets, exchanges, or settlement counterparties across different currencies and jurisdictions is preferred.
• Familiarity with FX pricing, rate comparison, trade execution, settlement, and currency exposure management.
• Strong understanding of operational risks in fintech, including transaction failures, settlement delays, beneficiary changes, wallet/network risks, liquidity constraints, and reconciliation breaks.
• Comfortable working cross-functionally with Finance, Operations, Compliance, Risk, Product, and Development/Technology teams.
• Familiarity with data and automation tools such as Excel, SQL, Python, APIs, AI tools, or workflow automation solutions is an advantage.
• Strong attention to detail, independent judgement, and ability to review, challenge, and validate transactions rather than simply process them.
• Mandarin proficiency, spoken and written, is preferred for stakeholder and counterparty communication.
• The role is based fully onsite, requiring your presence in the office.
• Shift & Availability: This role includes a rotating weekend standby arrangement shared across the team. On weekdays, occasional after-hours support may be required on an ad-hoc basis when primary team members are unavailable.